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Monthly Archives: August 2014

Personal Finance Tips to Consider

Bruce HeenThere’s numerous ideas and thoughts on how to save money but the favorite seem to be to buy less lattes, pay less for data and switch your wireless mobile provider. However how valid are these assertions?

According to data on monthly Starbucks expenditure, people actually do not spend as much money on coffee as they assume, so cutting back won’t really rack in your savings. The average Starbucks customer goes less than 3 times a month and spends a total of $24 dollars. The dollars being spent are not very substantial, and although you could make a much cheaper coffee at home, there are better ways to cut back.

For Cable, analyzing data on how much people spend on major providers, such as Comcast, gives a good indication of potential savings. Most people pay between $50-$150 a month for Comcast so the ability to save is significant. It should not be hard to cut $50 from your cable bill a month which can save you $600 a year. A combination of other services such as Netflix and Hulu might work as well.

With so many cellphone providers, there is certainly an opportunity for savings. T-Mobile seems to be the cheapest based on what an average customer spends a month. The real savings comes from switching to one of the smaller carriers which will have you spending an average of $87 a month lower.

Coffee does not seem to be the money pit it used to be and wireless and cable seem to be where the real savings lie. Cutting $600 a year off your cable bill may be possible for many spending over $150/month and the savings on phone plans over a year could even hit 4 digits for those with some flexibility. So take some action and save some money.

For more information read on at http://www.forbes.com/sites/simonmoore/2014/08/13/three-personal-finance-tips-from-big-data/

via Bruce Heen http://bruceheen.org/personal-finance-tips-to-consider/

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Posted by on August 26, 2014 in Bruce Heen

 

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Dominic Moore Stays in New York

Bruce Heen

With the Rangers suddenly strapped for cash against the salary cap ceiling, the future of veteran center, Dominic Moore, remained uncertain. Moore managed to reach an agreement on July 1 with the new York Rangers for a two-year, $3 million contract with a limited no-trade clause to stay in New York.

“It was looking like it wasn’t going to be hard, and it ended up being a little harder than we thought,” Moore said of the negotiations in a phone interview with the Daily News. “But I’m very happy to have it all set and happy to be coming back for sure.”

34-year-old Moore believes he re-signed out of loyalty to the franchise that gave him a second chance after a long year off the ice. However his decision was also influenced by the fact he will continue to lead the Rangers when he was promoted onto a line with Chris Kreider and Martin St. Louis.

“Definitely,” Moore admitted. “There’s a lot to be said for that. The way the season started for me, I did kind of have to work my way up and work my way back into not only a position where the coaches trusted me, but where I trusted myself on the ice. But that’s something that when you put your time in, you want to build on it. I want to win first and foremost, and I’m happy with whatever role I’m asked to play. But versatility is one of the strengths I bring to the table.”

Moore was honored the 2014 Bill Masterton Memorial Trophy for perseverance, sportsmanship and dedication to hockey, and well deserved; Moore returned to the NHL following the January 2013 death of his wife, Katie, at the age of 32 from a rare form of liver cancer.

For more information read on at http://www.nydailynews.com/sports/hockey/rangers/new-deal-rangers-center-dominic-moore-charitable-article-1.1878193

via Bruce Heen http://bruceheen.net/dominic-moore-stays-in-new-york/

 
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Posted by on August 26, 2014 in Bruce Heen

 

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